No Authorization/Late Presentment

Provide documentation from your processor showing that the transaction was authorized. For late presentment, you can show proof that the transaction date initially used to process the transaction was incorrect, or provide a copy of the receipt showing the transaction was completed within the time limit. 1. The transaction was authorized provide evidence that the transaction was authorized 2. The transaction was not authorized you must accept the dispute. 3. You have already processed a reversal, or issued a credit for the transaction provide documentation of the credit reversal, including the amount of the credit and the date it was processed. 4. The cardholder no longer disputes the transaction provide a letter, email, or other documentation from the cardholder that clearly states they no longer dispute the transaction.

- Always authorize every transaction in accordance with the Visa Rules - Obtain authorization on the day of the transaction - Don't include the tip on a previously authorized amount - Always secure authorization for every transaction, prior to the transaction. - Process the payment for the authorized amount only; for additional amounts, submit a second transaction. - Process and submit transactions promptly.