Chargeback management service

Pay $10 per case or 20% on wins

Chargeback Management Service for Online Merchants

We manage your entire dispute workflow end-to-end — from the first notification to final submission. You focus on your business. We handle the chargebacks.

Get in touch →See how it works ↓
✓ Visa, Mastercard, Amex, Discover✓ Any payment processor✓ No monthly minimum

How it works

1

You submit case details

Fill in the dispute form with order info and any evidence you have.

2

We analyse the dispute

We review the reason code and identify the strongest response strategy.

3

We write the response

A network-compliant rebuttal tailored to Visa, MC, Amex, or Discover rules.

4

We submit to the network

We handle submission and track the deadline — no missed windows.

5

You receive the outcome

We notify you of the result and include it in your monthly report.

The numbers that make the case

2–4 hrs

Average time a dispute takes in-house

70%

Of chargebacks are friendly fraud — hard to spot without expertise

$4.61

Average cost per dollar recovered through chargebacks

0.9%

Visa's chargeback threshold — exceed it and you risk losing card acceptance

Built for merchants who don't have time for this

🛒

E-commerce stores

High dispute volume from card-not-present transactions

🔄

Subscription businesses

Friendly fraud from customers disputing legitimate charges

✈️

Travel & hospitality

Complex disputes with multi-party evidence requirements

👥

Teams without a specialist

No dedicated chargeback resource — outsource the entire function

Everything handled, end-to-end

Dispute analysis

We review the reason code and assess the strongest grounds for response.

Evidence preparation

We collect and organise all relevant documentation for your case.

Response writing

Professional, network-compliant rebuttal letters for every dispute.

Deadline tracking

We monitor all evidence windows — a missed deadline is a lost dispute.

Monthly reporting

Clear monthly summary: disputes handled, outcomes, win rate, recommendations.

Email support

Questions about a case? Reach us by email — we reply within one business day.

Simple, transparent pricing

Two options — choose what works for your business.

Flat fee
$10
per case
  • Predictable cost
  • No % taken from recovery
  • Best for AOV above $50
  • No minimum
Zero risk
Success fee
20%
of recovered amount only
  • Pay only when you win
  • No upfront cost
  • Best for zero-risk preference
  • Switch anytime
vs Chargebacks911: they start at ~$1,000/month regardless of volume. At 20 cases/month, ChargeMate costs $200 — a saving of $800+/month. See full comparison →

How we compare

FeatureDIYChargebacks911ChargeflowChargeMate ✦
Pricing modelYour time~$1,000+/mo15–25% success$10/case or 20%
Monthly minimumNone~$1,000+YesNone
Processor supportAnyAll majorStripe onlyAll major
Setup timeInstantDays (sales call)Days (OAuth)Minutes
Human reviewYou
Deadline trackingYou
Network-specific rulesYour knowledgePartial

What you can count on

Network-compliant responses

Every response follows Visa, Mastercard, Amex and Discover rules exactly.

No missed deadlines

We track all evidence windows — a missed deadline means a lost dispute, we don't miss them.

Data handled securely

Case details and evidence are handled with care — never stored beyond what's needed for the case.

1 business day start

Submit a case, we begin analysis within one business day — sooner if you flag urgency.

Frequently asked questions

Get in touch

Fill in the form and we'll get back to you within one business day.

0/20 min

We reply within 1 business day. No sales calls, no pressure.

UK merchants — see UK-specific guide →Australian merchants — see AU-specific guide →See how we compare to Chargebacks911 →